Middle School Students Find Creative Financing Solution

In this economy, it is not always easy for middle school students to find a way to pay for their annual field trip. Most middle school students try to finance their educational outings with bake sales and magazine subscriptions, supplemented by donations from the parent-teacher organization and a healthy contribution from parents. Students and faculty at Port Charlotte Middle School, though, decided they needed to find another way. They began holding an annual garage sale every January – though to be accurate, it is really a cafeteria and multipurpose room sale.

This year’s garage sale was held on Saturday, January 30, from 8 a.m. to 1 p.m. at the middle school, and between 300 and 400 people attended. The sale garnered $2500 for the 7th grade field trip, according to geography teacher Barbara Davis.

This year, the annual 7th grade field trip will be to Epcot Center. Any leftover funds will be used to help pay for other 7th grade activities.

“Many students can’t afford a class trip to Epcot Center,” says Roby Love, one of the garage sale’s biggest supporters. Love is the site manager for the Harborview Road Extra Space facility. Extra Space donates to the garage sale every year, donating a large self-storage unit to hold all the donations.

“We could not do it without Extra Space Storage,” said Davis. “The local staff is extremely helpful – they go out of their way to help.”

Extra Space also collects donations from its tenants at its monthly auction/lien sale (at a lien sale, people buy the contents of abandoned units sight unseen, and sometimes end up with items that they do not want or need). Last year, Love says, Extra Space filled the donated unit with donations and then had to donate another unit to hold the rest. This year, the unit filled up in two weeks, she says, laughing, “and the school asked that we not collect any more!” Last year, the school raised about $3000 from the Extra Space donations.

Holly covers the storage industry and has recently been examining self storage in Port Charlotte.


Clep Testing Has Proven To Be Beneficial For Busy College Students Taking On Multiple Responsibiliti

Gone are the days were traditional college students are focused only on their education. College students are now forced to take on many more responsibilities, CLEP testing has proved a very useful tool. These additional responsibilities include family, community/religious involvement, work (both full-time and part-time), and multiple extra-curricular activities. CLEP tests have made time management much easier for these time-stretched students. CLEP exams also allow students to lighten their overall coursework, bypass general requirements, save thousands of dollars, and take home a degree much sooner.

One way that CLEP tests are utilized by students are to bypass introductory coursework to gain access to more interesting, advanced classes. CLEP exams are also used to bypass sitting through generic requirements that lie outside a students major. For example, an economics student can pass an American Government CLEP test to bypass their political science requirement. CLEP tests are also used by students nearing graduation to gain credit for introductory classes outside their major in order to reduce their last years course load so that they have more time to focus on graduation, internships, and beginning their post-graduate career.

The standard CLEP test takes only 90 minutes and will cover the information that would be covered in the first two years (introductory years) of college and are only $70. The College Board, who is the governing body of CLEP tests, currently have 34 unique CLEP exams which cover a wide range of topics. As they have continued to expand, CLEP testing centers are offered within driving distance of any college student. In fact, CLEP testing centers are even available on some military bases. Additionally, almost 3,000 colleges and universities accept CLEP scores as a replacement for traditional college classes.

CLEP tests are especially useful for adults who are getting their college education and already have the required knowledge from their work experience. CLEP exams are also widely utilized by students from other countries to gain foreign language credits.

In order to prepare for CLEP tests, students have many options including: comprehensive CLEP study guides, CLEP study software, and even CLEP online study services. There are even CD’s, DVD’s, and textbooks dedicated to helping a student to excel in their CLEP exams.

Before any student actually takes a CLEP test, it is important to have a conversation with their advisor. Many universities and colleges have different rules about course each CLEP test can replace as well as what CLEP tests are accepted, if any, by the institution. Academic advisors also will be able to assist the student with which CLEP study materials will be most effective for each student.


Pro’s And Con’s Of Doing Part Time Jobs By Students

The idea seems great when the studying students spending a few hours in accomplishing their job tasks by doing Part time jobs just for earning a few extra bucks. In some ways this idea will go profitable like they can use the money for paying their college fees or use it for fulfilling their other necessities. In other words he gains the knowledge as well as learns the value of single penny. But still there is big question is really a part time jobs is good for studying students? They have spending their lot of time in doing only part time jobs.

As we all know that this culture or trend has also been adopted in India as well. Especially in metro cities of India like Kolkata. This kind of trend has it several pros to letting student tackle a part time job in Kolkata. Earning through part time jobs in Kolkata will surely money-making process by which you can earn enough money to pay for your extra expenditures, specifically for perks like dinner and a movie out with friends. This may take some of financial burden off of you.

Moreover the students can realize the value of rupees they’ve earned it themselves. They also come aware of few basic but necessary factors of life like importance of saving, balancing a checkbook, and setting financial goals. In addition to that they won’t spend their own money the way they’ve been spending their parent’s capital. Almost students in India are greatly engaged with the call center jobs in Kolkata because these companies are offering the good salary packages with flexible timings. The students are also having showing their great interest towards the freelance jobs in Kolkata or online jobs in Kolkata.

The reason of popularity of freelance jobs in Kolkata is that there are plenty of options are available which can be can by sitting at your home only like article writing jobs, data entry jobs, graphic designing jobs and more. There is no doubt in that the encouraging the students for a part time job in Kolkata has numerals of benefits but in the same time there are equally as many cons. The major con of doing part time jobs is unnecessary stress or over load of work. The second big reason of avoiding part time jobs in Kolkata is that many times some students engage themselves in the wrong things like alcohols, drugs and more that is of course not good for single student.


An excellent Financial Management for Students!

It may not be affecting you directly, but the recent economic turbulence (which is supposedly heading for disaster) is just an example of what you may be facing the day you graduate and enter the job market. And, as those affected by the current economic crisis may tell you, now is probably the time to look at how you spend your money and to be more critical on those decisions you make which could affect the course of the rest of your life. Take debt for example, something which seems fine initially because you have a job (hopefully) and therefore will be able to afford the monthly installments or go to But did you consider the other things you might be spending on which will add to your monthly expenses? Probably not.

The following will serve as a basic blueprint of financial management for students those still at school and those at college or university. Create A Balance Sheet

Now is the best time to explore the basics of financial management. First and foremost is the use of a balance sheet detailing the various incomes and putting them in contrast with the various expenses. Which one is greater? Are you already in debt? Oddly enough, most people recoil in shock when they put things down on paper for the very simple reason that spending is more of a continuous thing that a once off payment. Would you pay $8, 000 for a car this minute? No, probably not. Would you pay a monthly installment of $100 for the same car right now? Its the same way with spending: a myriad of little things accumulating over a period of time which could put you in an awkward position. What You Need vs. What You Want

The bliss about being a student is that those things you need to spend money on are often less than those things you want to spend money on. But, when work starts and the responsibilities start mounting, these two soon switch around leaving many people unprepared for the sudden change or visit Along with your balance sheet, make a list of things you really need like housing, food, travel expenses, medical expenses, etc. Budget

This is probably one of the last things you want to hear, but budgeting could set you on the road to riches faster than you think. This can be explained with the maxim: It takes money to make money. Saving now will give you that financial edge which could take years to reach before you are in a position to invest in those opportunities which capable of adding multiple digits to your bank balance.

As a final tip, and probably the most important one, educate yourself on the consequences of not having effective financial management strategies. Examples are abundant and will help you realize which mistakes not to make so that you may reach the top sooner.


Students Have High Risk Of Sustaining Injuries In School

One morning earlier this month, two vehicles struck a 13-year-old Orange County boy as he walked to school. The pedestrian accident occurred at some time around 7:30 a.m. in the 18900 block of Spring Street near Santiago Middle School, the school in which the boy attended. A westbound Toyota 4Runner struck the boy first, the impact throwing him into opposite lanes of traffic. An eastbound Land Rover Discovery was the second vehicle to strike the boy.

“He suffered moderate injuries and was taken to a nearby hospital”, explains Jim Ballidis, a California injury attorney.

Unfortunately, accidents that occur around schools are all too common. Hurried drivers, bicyclists, skateboarders, and pedestrians can be a dangerous combination. Moreover, the activities students engage in while at school can be dangerous without proper instruction and supervision.

Between 10% and 25% of the more than 14 million unintentional injuries to children each year happen on school premises. That’s not too surprising since more than 53 million children in America spend almost a quarter of their waking hours on school property.

Recently a verdict here in Orange County Superior Court documented the clash between the Huntington Beach City School District and the Camm family. The suit claimed that Samuel Camm had cut off his thumb while using the school’s band saw in his woodshop class. Additionally, there were reports that the saw was “defective and dangerous.” The school settled privately and the undisclosed settlement will pay for the various surgeries and accrued medical bills.

Last November, 15-year-old North High School student Zachary Kimura and his parents, David and Wanda, filed a negligence claim against the Torrance Unified School District after he suffered first- and second-degree burns on his face, neck, arms, and hands during an accident in one of the classrooms.

On Friday, October 22, students and staff members were cooking Korean barbeque on three butane stoves when one of the stoves malfunctioned, igniting into a fireball 6 feet wide and 12 feet high, reported the Daily Breeze. Kimura, who had purchased a plate of food and was waiting in line, and several other students were injured by the blast. His claim alleges that the school district neglected to take precautions to protect the students, to provide proper supervision, and to obtain permits to use the stoves in the classroom.

Due to the relatively high risk students have of suffering injuries, the Centers for Disease Control and Prevention, CDC, has created a new school health brochure. School staff and students will find safety tips and guidelines for preventing unintentional injuries in the 2010 National Health Objectives.

A free, downloadable version of the brochure can be found at the CDC’s website


Sms From A Teacher Changes A Person!

In Shan Dong province, a secondary school lady teachers hand phone and a few thousands dollars was robbed by a motorcyclist. After she was being robbed, she sends 21 touching SMS to her hand phone and finally touches the robbers conscience. The robber returned the things that he robbed from her with an apologies letter.

According to the Qi Lu Evening Newspaper, the Secondary School Language lady teacher Pan Aiying was being robbed on Last Friday morning. When she came out from the a local Savings Bank after withdrawing some money and ride on her bicycle to head for home. Suddenly a young man with dark sunglasses riding on a motorcycle appeared from behind and snatched the cloth bag that is hanging on her bicycle handle and went off at high speed. The cloth bag contains 4900 rmb, a hand phone, a pay card and a id.

Initially she intend to report to police but she changed her mind with the intention to contact the robber and to see whether she educate him to be good again. When she reached her school, she borrowed her colleagues hand phone to call her hand phone. After a few ringing on her own hand phone, the robber hanged up the phone. She got no choice but to SMS him. Young man, I am a secondary teacher Pan Aiying teacher, I think today you need money urgently thats why you took away my bag. IF that is the case, I wont blame you. After this SMS was send, still no reply from the robber.

If you need the money urgently, you can keep the 4900 rmb to solve your problem. Please find a way to return the remaining things to me. You are still young. Doing one wrong deed is not terrible. But if you know that it is wrong and do not amend it then it is terrible. Now if you can amend it, it is worth more than any amount of money.

On that night, she continues to send SMS to him and try very hard to educate him. She sends a total of 21 SMS but did not receive any reply. She is very disappointed and intended to report to police the next day. The early next day, while she is leaving her house, she kicked something at her back yard; she picked it up and found that it was the bag that was robbed. She checked the bag and found that all the items were intact and there was an extra item; a letter from the robber. The letter stated: Respectful teacher Pan, I am sorry, I was wrong, please forgave me. I robbed your bag, but you are lenient to me, you educated me through SMS teaching me humanity. I will change and be a good person.

From this incident, we learn that man can revert from bad to good if we are able to touch him.


Grants And Scholarship For Students In Geosciences

Nowadays there are many geology scholarships and grants available. Students who intend to start a career in one of the geological sciences qualify. Grants, available to undergraduate and graduate students, include research, field camp and general tuition. many associations, foundations, and organizations across the USA award scholarships and grants specific to geology majors.

The Indiana Oil and Gas Association (INOGA) awards 1 scholarship in the amount of $1,000 to an incoming student who wish to major in geology, or a currently enrolled student switching to a geology major. Students must be enrolled at the University of Southern Indiana to apply.

The Rocky Mountain Coal Mining Institute offers scholarships to full-time junior and senior students pursuing a career in engineering or mining-related industries. The institute selects one student from each of the RMCMI states: Arizona, Colorado, New Mexico, Texas, North Dakota, Montana, Utah and Wyoming. There are 2 types of scholarships:
1. The engineering/geology scholarships are for $2,500 and renewable for up to 2 years;
2. The technical scholarship is a $1,000 one-time present for students who wish to apply their education in the coal industry.
every scholarship program contains 8 awards.

The University of Southern Indiana awards 8 scholarships to students demonstrating high levels of academic excellence. Applications, open to high school students applying to college for the first time, geology majors and earth-science teaching majors are reviewed by faculty.

Five scholarships, given in honor of Walter F. Sill, award to students showing academic achievements in geology, to a student showing promise who wants to study geology and to a student attending geology field camp.

The National Association of Geoscience Teachers offers $500 scholarships to students for field study. Moreover, NAGT offers $750 grants to two-year college faculty members and secondary school teachers to attend scientific meetings, buy classroom materials and take workshops.

Eastern Washington University offers 4 geology scholarships through the Department of Geology:
1. The Weissenborn Geology Scholarship is offered to senior level students majoring in geology.
2. The Rennebohm Geology Scholarship and the Felix E. Mutschler Memorial Scholarship are offered to lower classmen majoring in geology.


Bright career prospects with Yoga Teacher Training

Yoga Certification programs conducted in European countries have gained a momentum in the last decade. As increasing number of people are now heading to Yoga for numerous health benefits the demands of certified Yoga instructors is growing tremendously.

Yoga is a traditional form of exercise that includes certain postures and movements. Two most important advantages of practicing Yoga are prevention of disorders and ailments and maintenance of health and fitness in daily life. Other methods of exercises like gymnastics, athletics, aerobics, games, and various other forms are not as good as Yoga when it comes to the results. Due to all these reasons more and more people are referring to Yoga for treating ailments and living a healthier life. Especially in the western countries, an increasing number of people are joining Yoga classes for achieving healthier mind and body.

The Yoga Teacher Certification programs conducted at numerous camps are in huge demand across the country. Owing to the increasing demand of certified Yoga teachers and the bright career prospects, Yoga Instructor Certification programs are attended by numerous individuals wanting to learn and teach Yoga. Those who have completed Yoga Teacher Training program can setup a successful career by teaching Yoga to the people. Another advantage of working as a certified Yoga instruction is that while teaching Yoga to the students, one also practices all the postures and stretches himself/herself. Thus you can maintain a healthy lifestyle for yourself while sharing the benefits of Yoga with others and earning money in the process.

After attending a certified Yoga Teacher Training program you can start your career as a Yoga teacher. All you need to do is rent a studio, inform people about your yoga classes by advertising, and start taking classes. If you can’t find a place to rent, you can approach the high profile clients, who prefer to take classes at their own place. This way you can also save the investment that is required to rent a studio and continue teaching Yoga without actually investing a penny from your pockets. There are several such high-end clients who would love to learn Yoga from someone with Yoga Instructor Certification. You can approach your friends and family to refer you name to their colleagues and friends and kick-start you career.

If this article has inspired you and you have decided to join a Yoga Certification program from a reliable and genuine source then you can refer to The website is a complete Yoga information Bank that also conducts Yoga Teacher Certification programs. Besides this, it also offers holiday packages in Yoga retreats, and provides Yoga products like neti pot, mala beads and enema equipment, etc.


College Loan Consolidation – Student loan repayment easier and faster!

College loans often feel that free money is the first time, the collection and if you are in school. This is because you make payments or to have them while working in their chosen profession, but you must remember that the times in which not only their student debt, but it should look for a job at the same time is. It can be stressful for the graduates and their parents, but it does not help.And:.. Means’ use of multiple loans for college, which means that higher interest rates, monthly payments and deadlines begin with the two to reconcile, split it can be so overwhelming that the late payments and quickly buried in problem loans is as the liberation of this situation, the collateral and the ability to repay debt and for the future are ready in time. college loansConsolidation is an alternative to many of the old and new graduates to look for when it comes to finding a way for a student loan to pay, to search. ng>

Or a debt consolidation loan is a type of debt, which is to protect your credit card now for the credit they want and need in the future help. This is accomplished by issuing a loan to pay off other loans to get health care and reduce doneObligations on a monthly basis at the same time. This is a great tool in preparing graduates to live in the real world, and to investigate the possibility of supplementing the century after the process in which they are likely to fall to seek help.

Student Loan Consolidation Rates

Regardless of a student loan consolidation loans can be one of the best decisions in order to find the college loan debt and a loan yetall the wonderful things you do in the course of their lives.

College Loan Consolidation – Student loan repayment easier and faster!

College Loan Consolidation – Student loan repayment easier and faster!

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What’s Really Happening With CFS Student Loans

While students figure out the simplest way to fund their studies, they ought to look at a variety of financing solutions. Private loans are used whenever federal loans, grants as well as other types of funding aren’t adequate to pay for the entire expenses associated with education.

Being a market leader within the student loans and consolidation industry, Collegiate Funding has joined up with Chase. This new alliance between Collegiate Funding Services (CSL) along with Chase is certainly turning into a huge success and is today referred to as the Chase Student Loan (CSL).

A CSL is a credit-based private student loan that is accredited through your school’s educational funding office. Your current school definitely will ask you to fill out a Free Federal Student Aid application to evaluate your loan qualifications.

Even though a cosigner is not required to make an application for a private student loan, they will assist you with your approval as well as enabling you to be eligible for a reduced rate of interest. Approximately 30 % of parents have invested in the 529-college-savings program.

The CSL is also used as a private loan, ideal for undergrad and graduate students who want to carry on with their studies. Students ought to initially select federal loans as a result of reduced interests. Having said that, more often than not federal loans aren’t sufficient to pay for food, accommodation costs, textbooks etc.

Chase student loans (CSL) are usually targeted at individuals to lower their repayments. Acquiring a consolidation loan provides you with a single payment amount along with a static interest rate. You’ll also be in a position to obtain this form of assistance using the CSL.

Advantages of the Chase Select Private Student Loan:
oIn-school deferment settlement is available, meaning that no repayments expected whilst you are still in school.
oZero application or settlement costs
oFinancial loans from $500 up to the fee associated with attendance (less some other aid), though not exceeding the amount certified through your own school
oMonies will be paid directly to your school